Read this early in morning on bed to get lucky,wealth,power,knowledge.
Karagre vasate Lakshmi karamadhye Saraswathi
karamoole tu Govindah prabhate karadarshanam
Goddess Lakshmi is the symbol of wealth. Goddess Saraswati represents knowledge. Govinda is the God of Power. Hand is the symbol of human effort. So by placing the three divine powers on the tips, in the middle and at the base of the hand, this shloka suggests that all the divinity lies in human effort. Thus this shloka supports the need of human effort and self confidence.